Archive for the ‘finance’ Category

We all have limitations, although of us may have different types of limitations – maybe we have health problems, lack of work employment, no support within a family situation, financial concerns.

Ultimately whatever limitations we have, even though they may limit what we can do, but we must make the most of the situations we’re in, no matter whether these issues severely limit our ability or have little impact on our day-to-day life.

Remember that for some, their limitations mean managing to walk just a few steps is a huge success, while for others getting through their day without falling apart emotionally is their goal.

Limitations help us set goals and targets for ourselves, not for others, so be happy when you reach your own goals and targets and don’t be too concerned about what others think your goals should be, as only you know the full extent of your limitations.

I’ve done a few Word Associations with you over the last while, and today it’s time for another one. So as usual I’m going to throw some words at you, and I want you to note down the first word that comes into your mind when you read each word.

So here goes…

  1. Shampoo
  2. Window
  3. Frame
  4. Orchid
  5. Box
  6. Bedroom
  7. Surprise
  8. House
  9. Pastel
  10. Biscuit

wordsSo how did you get on with those words? Did you find it easy? Did your answers surprise you or were they just as you expected?

Well here’s my responses to my questions:

  1. Conditioner
  2. Blind
  3. Murder
  4. Pink
  5. Full
  6. Clear-out
  7. Birthday
  8. Sale
  9. Chalk
  10. Coffee

I still believe that when we respond with the first words that come into our minds, our answers tell us a lot about our emotional state, and what’s important to us at that particular point in time.

Bearing all this in mind, review your answers, does my theory hold true?

By the way, if you want me to explain any of my answers, just ask!

I’ve done a few Word Associations with you over the last while, and today it’s time for another one. So as usual I’m going to throw some words at you, and I want you to note down the first word that comes into your mind when you read each word.

So here goes…

  1. Garage
  2. Can
  3. Boss
  4. Associate
  5. Orchid
  6. Frame
  7. Bed
  8. Red
  9. Money
  10. Freezer

wordsSo how did you get on with those words? Did you find it easy? Did your answers surprise you or were they just as you expected?

Well here’s my responses to my questions:

  1. Car
  2. Recycle
  3. Accommodate
  4. Join
  5. Pink
  6. Crime
  7. Sleep
  8. Rose
  9. Bank
  10. Cold

I still believe that when we respond with the first words that come into our minds, our answers tell us a lot about our emotional state, and what’s important to us at that particular point in time.

Bearing all this in mind, review your answers, does my theory hold true?

By the way, if you want me to explain any of my answers, just ask!

Yesterday I asked you whether you made any new year resolutions, and explained why, for the last number of years I have not made any resolutions.

Let me ask you a question about your resolutions or aims for this year – Is your relationship with God included in any of them?

Maybe God’s never been part of your life; maybe you used to believe in Him but events or people have made you doubt and turn away from Him; or maybe you still believe he exists but just haven’t taken that extra step and given Him your heart.

So today whatever your current relationship is with God (if any), why not make a new start with God this year and give Him your heart today.

What Now? by Steven Curtis Chapman

I saw the face of Jesus
In a little orphan girl
She was standing in the corner
On the other side of the world
And I heard the voice of Jesus
Gently whisper to my heart
Didn’t you say you wanted to find Me
Well, here I am, here you are

So what now
What will you do now that you’ve found Me?
What now
What will you do with this treasure you’ve found
I know I may not look like what you expected
But if you’ll remember
This is right where I said I would be
You found me, what now?

And I saw the face of Jesus
Down on Sixteenth Avenue
He was sleeping in an old car
While his mom went looking for food
And I heard the voice of Jesus
Gently whisper to my soul
Didn’t you say you wanted to know me
Well, here I am
And it’s getting cold 

So what now
What will you do now that you’ve found Me?
What now
What will you do with this treasure you’ve found
I know I may not look like what you expected
But if you’ll remember
This is right where I said I would be
You found me, what now?

 So come and know
 Come and know, know me now
 Come, come and know, know me now
 Oh, come and know
 Come, come and know, know me now
  Come, come and know, know me now

As many of you will be aware I’ve been off work on sick leave for a number of weeks. As I’ve been unable to do very much I’ve found myself watching TV programmes which I wouldn’t normally watch. What I’ve noticed though in the last two or three weeks is that the focus of the adverts in between programmes has changed – Not only it is now adverts about Christmas, Black Friday deals and bargains but nearly every second advert is one highlighting either people or animals in need of our help by giving a donation to their charity.

While I understand that charities need the public to donate to them so they can continue their work, but really, does there need to be quite so many of these adverts on all day, it really is very depressing. Please don’t think I don’t care about these charities, as that’s not the case – it’s depressing for two reasons:

  • No matter how much I may want to give to each and every charity, there’s no way I can support them all, but they all have an uncanny way of making me feel guilty if I don’t donate!
  • The adverts highlight just how much need there is in this world, and how many awful people there are who are cruel or abusive to people and animals.

Each of these adverts show shocking images of children, adults and animals who’ve been abused or neglected – All designed to pull at our heart-strings and persuade us to donate to their cause. How I wish this world was a better place where no one is abused, homeless, alone, or hungry.

So while these charity adverts are a hard watch, and make me feel guilty, it does remind me of all those who are far less fortunate than I am.

If each of us could give what we can to the charities/causes that we feel are most in need of our help, we can make a difference, and help make this world a better place.

Grateful

Posted: September 29, 2018 in car, computing, finance, friendship, life, mobile phone, poverty, quotes
Tags: ,

I read this on a friend’s timeline on Facebook recently, and wanted to share it will you all

It’s very true isn’t, we get so caught up at time with all the latest technology, gadgets, cars etc, that we often can forget to be thankful for what we already possess.

There are so many people in this world who don’t even have a fraction of the possessions we have, yet still we want more. Maybe it’s time to give more to others rather than keep buying more and more for ourself.

I’m sure many of us have said at some point, “This is hopeless”, many when we’ve trying to do something for while but despite your best attempts you haven’t succeeded and you’re getting frustrated. Our use of the word “hopeless” in those types of situations isn’t really what I want us to think about today.

Sadly there are many people in the world for whom life itself seems hopeless – maybe because they  have no money, no food, limited clothing, no job, maybe they are seriously ill, suffered a bereavement, a broken relationship, maybe they are lonely…the possibilities are endless.

When someone else looks at the lives of someone who feels hopeless, the chances are they won’t see someone without hope, but instead they will see someone who’s maybe down on their luck just now, and simply needs a break.

Jesus sees hope in every situation, and in every life. So if you feel life is hopeless, remember Jesus, because He alone can bring hope to broken lives.

Time to shop

Posted: January 27, 2018 in computing, finance, Shopping
Tags:

Are you someone who likes or hates shopping?

 

Maybe it depends what you’re shopping for, or whether you’re shopping online or in person?

When it comes to shopping in person, I can’t say I’m a fan. I just want to get to shop find what I’m looking for as quickly as possible and get out of there! And that includes food shopping, clothes shopping and any other kind of shopping.

It’s food shopping I hate doing most. All that wandering up and down aisles, getting blocked by, or bumped by other people’s’ trolleys – I really do detest that!

When it comes to online shopping, that’s a different story – I browse from wherever, for however long I want, without worrying about whether it’s going to rain and I’ll get soaked, or whether it’s cold outside.

So for me, if I really must shop, I’d rather do it online. How about you?

 

In a world where people are scared to reach out and help others in case someone gets the wrong idea; where people don’t trust anyone they don’t know; and  where people don’t trust anyone who doesn’t share the same beliefs or religion as them; I want you to think about whether you would stop and help, or run and ignore in the following situations:

  1. You’re driving along a road in your car. There’s a couple of other cars about and you see only one or pedestrians at most. Then you notice a pedestrian walking along the pavement suddenly collapses to the ground for no apparent reason…What do you do stop and help or run and ignore?
  2. You’re in a busy supermarket at the checkout. There’s a young mother in front of you with a child who seems to be pushing the mother’s patience to it limits. When the checkout assistant tells the mother how much her shopping comes to, she realises she’s £2’s short of the money she needs… Do you offer to pay the £2 for her, or do you pretend you didn’t here the conversation the mother was having with the checkout assistant?
  3. You’re walking through a busy shopping area and come across a young child crying their eyes out, and they seem  to be on their own…Do you approach the child and ask them if they are ok, or if they’ve lost their mum or dad, do you go find an official from one of the shops to come and help, or do you just keep walking sure that the child ‘will be ok’?
  4. A homeless person sitting on a local street asks you if you can spare some money for some food…Do you give them some money, go buy them some food and take it back to them, or just ignore them and keep walking?
  5. You find a £20 note lying in an aisle of a shop…Do you hand it into the customer service desk in the shop, or do you pocket the money hoping no-one saw you?

What were your answers? Were they honest answers?

If you’re answers aren’t what they should be, I hope that next time you find yourself in that situation, you stop and think for a moment, and then make what is ‘the right’ decision.

Smashed

Posted: October 14, 2017 in children, finance, friendship, life, mobile phone
Tags: ,

The other week during one of my usual lunchtime walks, I was walking through an area where there were some benches at either side of the pathway. There were quite a few people around, and as I got a few meters away from one of the benches, I was aware that there were three children – one about 10 or 11, the other two about 14 or 15 – climbing and jumping over the bench and attempting to get onto the wall that was immediately behind the bench.

As I got closer I realised two of the kids had mobiles in their hands and seemed to be struggling to keep their balance as they climbed/jumped from bench to wall. Then as I was passing them, I heard the girl saying to the two boys, “Don’t worry I’ll take it on my phone ’cause if I smash it Mum will just need to buy me a new one”!

I carried on walking, shocked by the statement the young girl had made. To be honest it shocked me that these kids didn’t seem to value their phones. i.e. They seemed to think a broken phone was easily replaced, because they didn’t appreciate how much a replacement phone would cost their parents.

While some will find that purchasing a replacement mobile phone is not a bank breaking expense, there are many who will! Money is not unlimited to the majority of us, so we take responsibility for our belongings – we take care of them and try not to damage them.

Are we losing the ability to appreciate how much items/belongings are worth? Do our children simply see that when something breaks or they want something, the money is available to purchase it, regardless of cost?

Yes, I was saddened by what I heard these children say, but I was probably more disappointed that they hadn’t been taught to value and look after their belonging.