Have you ever had a day when you feel lonely? Have you ever had a day when you feel sad? When all your special friends
Author: Dot
Out of Our Depth
It’s great how we all try to help one another through difficult or troubling situations, however we must be willing to recognise when we are
Repayment Plan
When you take out a loan from a bank or building society, or indeed any other financial organisation, we agree a repayment plan with them
My Debts
Yesterday, I spoke about how we live in a world where debt is prevalent in our communities (A World In Debt). But today I want
A World In Debt
Sadly we live in an age where debt and need seem to be prevalent, and if anything the situation seems to be getting worse as
Which? #2
Today is all about options again – I’m going to give you two items at a time, and you have to choose which either best
The Distinct Dot 